Understanding Your Purity Adjustment
Gold purity varies by region and source
60%70%80%90%100% (24k)
Yukon placer gold — 62% to 95%Australia — 92–98%
How your price is calculated each month
Market spot price
Current gold rate per gram
for 24k / fine gold
for 24k / fine gold
→
Purity test
Your parcel is tested to find
its actual % purity
its actual % purity
→
Your adjusted price
Spot price × actual purity
= fair price for your gold
= fair price for your gold
A worked example
| Spot price | Purity | Price per gram |
|---|---|---|
| $211 / gram | 95% | $200.45 / gram |
| $211 / gram | 85% | $179.35 / gram |
Why we do this — and why it matters
Transparency
You know exactly what you're paying for
Fairness
Price reflects the true value of your parcel
Our standard
Most raw gold sold online does not adjust for purity
How we compare to other sellers — at 85% purity, $211 spot price
Most other sellers
Northern Gold Club
Price charged per gram
$211.00 / gram(flat spot, no purity check)
Price charged per gram
$179.35 / gram(adjusted for 85% purity)
With 20% premium
$253.20 / gram($211.00 × 1.20)
With 20% premium
$215.22 / gram($179.35 × 1.20)
Gold you actually receive
1 gram for $253.20EVEN with the same 20% premium over spot
Gold you actually receive
1 gram for $215.22EVEN with the same 20% premium over spot
Overpayment per gram
+$31.65 / gram(paying 24k for 85% gold)
Overpayment per gram
$0.00You pay exactly what it's worth
Our premium vs mints and dealers — small quantity purchases, 85% purity base ($179.35/gram)
| Seller | Premium | Price per gram | vs our low |
|---|---|---|---|
Northern Gold Club our range: 15–25% | 15% – 25% | $206 – $224 | — |
Online gold dealers, mints & bullion retailers | 20% – 50%+ | $215 – $269+ | +$9–$45+ |
* Why are mint and dealer premiums so high? Premiums of 20–50%+ apply specifically to small quantity purchases — typically under 10g. Large institutional buyers pay far lower premiums. Most everyday buyers simply don't have access to bulk pricing. We created this subscription specifically so that anyone can access gold at a fair, transparent price, without needing to buy in large quantities to get a good deal.